.ycb-next{margin-top:28px}.ycb-next .ycb-next-btn{display:inline-block;margin-top:6px;background:#b4531f;color:#fff;font-family:Figtree,system-ui,sans-serif;font-size:14px;font-weight:800;padding:12px 22px;border-radius:10px;text-decoration:none;transition:background .18s}.ycb-next .ycb-next-btn:hover{background:#8f3f16;color:#fff}#ybcb-header .custom-logo{height:auto;max-width:100%}.ycb-next .ycb-next-link{display:inline-block;margin:6px 0 0 16px;font-family:Figtree,system-ui,sans-serif;font-size:14px;font-weight:700;color:#8f3f16;text-decoration:none}.ycb-next .ycb-next-link:hover{text-decoration:underline}#ybcb-build .ybcb-alt{background:#fdf6ef;border:1px solid #f0ddc9;border-radius:14px;padding:16px 20px;margin:28px 0 8px;font-size:15px;line-height:1.6;color:#3a2c1c}#ybcb-build .ybcb-alt strong{color:#0b1524}#ybcb-build .ybcb-alt a{color:#8f3f16;font-weight:700;text-decoration:none;white-space:nowrap}#ybcb-build .ybcb-alt a:hover{text-decoration:underline}#ybcb-header .ybcb-wordmark{display:inline-block;text-decoration:none;white-space:nowrap;font-family:Figtree,system-ui,sans-serif;font-weight:800;font-size:clamp(20px,2.2vw,25px);letter-spacing:-.015em;line-height:1.1}#ybcb-header .ybcb-wordmark .wm-a{color:var(--ybcb-ink)}#ybcb-header .ybcb-wordmark .wm-b{color:var(--ybcb-accent)}#ybcb-header .ybcb-wordmark:hover .wm-b{color:var(--ybcb-accent-dk)}#ybcb-cfoot .b b{font-weight:800;letter-spacing:-.01em}#ybcb-cfoot .b em{font-family:Figtree,system-ui,sans-serif;font-style:normal;font-weight:800;color:#b4531f}.ybcb-crumbs{box-sizing:border-box;max-width:1000px;margin:0 auto;padding:14px 16px 6px;font-family:Figtree,system-ui,-apple-system,sans-serif;font-size:13px;color:#5a6472}.ybcb-crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px}.ybcb-crumbs li{margin:0}.ybcb-crumbs li+li:before{content:"\203a";margin-right:4px;color:#8a94a3}.ybcb-crumbs a{color:#8f3f16;font-weight:600;text-decoration:none}.ybcb-crumbs a:hover{text-decoration:underline}.ybcb-crumbs [aria-current]{color:#5a6472;overflow-wrap:anywhere}.ybcb-byline{margin:6px 0 0;font-size:13px;color:#5a6472;line-height:1.5}.ybcb-byline a{color:#8f3f16;font-weight:700;text-decoration:none}.ybcb-byline a:hover{text-decoration:underline}.ybcb-doc{box-sizing:border-box;max-width:760px;margin:0 auto;padding:8px clamp(16px,5vw,40px) 40px;font-family:Figtree,system-ui,-apple-system,sans-serif;color:#14181f;line-height:1.65}.ybcb-doc *{box-sizing:border-box}.ybcb-doc h1{font-family:"DM Serif Display",Georgia,serif;font-weight:400;font-size:clamp(30px,6vw,44px);line-height:1.1;color:#0b1524;margin:0 0 10px}.ybcb-doc h2{font-family:"DM Serif Display",Georgia,serif;font-weight:400;font-size:clamp(21px,4vw,27px);color:#16273d;margin:32px 0 10px}.ybcb-doc h3{font-size:17px;font-weight:800;color:#0b1524;margin:22px 0 6px}.ybcb-doc p{margin:0 0 15px;font-size:16px;color:#3a2c1c}.ybcb-doc strong{color:#14181f;font-weight:700}.ybcb-doc a{color:#8f3f16;font-weight:600;text-decoration:none}.ybcb-doc a:hover{text-decoration:underline}.ybcb-doc .lead{font-size:18px;color:#14181f;border-left:3px solid #b4531f;padding-left:16px;margin:0 0 28px}.ybcb-doc ul,.ybcb-doc ol{margin:0 0 16px;padding-left:20px}.ybcb-doc li{margin:0 0 8px;font-size:16px;color:#3a2c1c}.ybcb-doc .card{background:#fdf6ef;border:1px solid #dfe3ea;border-radius:14px;padding:20px 22px;margin:24px 0}.ybcb-doc .card p:last-child{margin-bottom:0}.ybcb-doc .pill{display:inline-flex;align-items:center;gap:7px;background:#16273d;color:#f0a868;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:6px 13px;border-radius:999px;margin-bottom:18px}.ybcb-doc .pnav{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 24px}.ybcb-doc .pnav a{font-size:13px;font-weight:700;color:#16273d;padding:5px 12px;border-radius:999px;border:1.5px solid #dfe3ea;background:#fff}.ybcb-doc .pnav a[aria-current]{border-color:#b4531f;color:#8f3f16}.ybcb-doc .tbl{width:100%;border-collapse:collapse;margin:0 0 18px;font-size:14.5px}.ybcb-doc .tbl th,.ybcb-doc .tbl td{text-align:left;padding:9px 10px;border-bottom:1px solid #eceff3;vertical-align:top;color:#3a2c1c}.ybcb-doc .tbl th{font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:#16273d;background:#fdf6ef}.ybcb-doc .upd{font-size:12.5px;color:#8a94a3;margin-top:26px}.ybcb-rk{box-sizing:border-box;font-family:Figtree,system-ui,-apple-system,sans-serif;color:#14181f;max-width:1000px;margin:0 auto;padding:8px 16px 56px}.ybcb-rk *{box-sizing:border-box}.ybcb-rk .rk-hero{position:relative;overflow:hidden;border-radius:18px;background:linear-gradient(150deg,#0b1524,#12203a 45%,#16273d 75%,#0d1a2c);padding:44px 40px;margin-bottom:22px}.ybcb-rk .rk-hero:before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(ellipse 480px 340px at 94% 16%,rgba(196,92,34,.42) 0%,rgba(180,83,31,.14) 46%,transparent 72%)}.ybcb-rk .rk-hero>*{position:relative}.ybcb-rk .rk-ey{display:inline-flex;background:#f0a86824;border:1px solid rgba(240,168,104,.45);color:#f0a868;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:6px 13px;border-radius:999px;margin-bottom:16px}.ybcb-rk h1{font-family:"DM Serif Display",Georgia,serif;font-weight:400;font-size:clamp(28px,4.6vw,46px);line-height:1.1;color:#fff;margin:0 0 14px}.ybcb-rk h1 em{font-style:italic;color:#f0a868}.ybcb-rk .rk-lead{font-size:16px;line-height:1.7;color:#b8c4d4;max-width:640px;margin:0}.ybcb-rk .rk-stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin-top:22px;max-width:640px}.ybcb-rk .rk-stat{background:#ffffff0f;border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:10px 12px}.ybcb-rk .rk-stat b{display:block;font-family:"DM Serif Display",Georgia,serif;font-weight:400;font-size:26px;color:#f0a868;line-height:1.1}.ybcb-rk .rk-stat span{font-size:11.5px;color:#b8c4d4;line-height:1.35;display:block}.ybcb-rk p{font-size:15.5px;line-height:1.7;color:#3a2c1c;margin:0 0 14px;max-width:780px}.ybcb-rk p a,.ybcb-rk li a{color:#8f3f16;font-weight:700;text-decoration:underline;text-underline-offset:2px}.ybcb-rk h2{font-family:"DM Serif Display",Georgia,serif;font-weight:400;font-size:clamp(22px,3vw,30px);color:#14181f;margin:34px 0 8px;line-height:1.2}.ybcb-rk h2 em{font-style:italic;color:#b4531f}.ybcb-rk h3{font-size:16px;font-weight:800;color:#0b1524;margin:18px 0 6px}.ybcb-rk ul{margin:0 0 14px;padding-left:20px}.ybcb-rk li{font-size:15px;line-height:1.6;color:#3a2c1c;margin:0 0 6px}.ybcb-rk .rk-asof{font-size:12.5px;color:#5a6472;margin:0 0 12px}.ybcb-rk .cbt-wrap{border:1px solid #dfe3ea;border-radius:14px;overflow:hidden;background:#fff}.ybcb-rk .cbt{width:100%;border-collapse:collapse;font-size:13.5px}.ybcb-rk .cbt thead th{background:#fdf6ef;color:#0b1524;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;text-align:left;padding:11px 10px;border-bottom:1px solid #f0ddc9}.ybcb-rk .cbt td{padding:12px 10px;border-bottom:1px solid #eceff3;vertical-align:top;color:#3a2c1c}.ybcb-rk .cbt tbody tr:last-child td{border-bottom:none}.ybcb-rk .cbt-rank{font-weight:800;color:#8f3f16;white-space:nowrap}.ybcb-rk .cbt-card strong{display:block;font-size:14.5px;color:#0b1524;line-height:1.3}.ybcb-rk .cbt-iss{display:block;font-size:12px;color:#6b7585;font-weight:600;margin-top:2px}.ybcb-rk .cbt-note{display:block;font-size:12px;color:#5a6472;margin-top:4px;line-height:1.45}.ybcb-rk .cbt-type{display:inline-block;font-size:11px;font-weight:800;border-radius:999px;padding:2px 9px;white-space:nowrap;background:#f4f6f9;color:#16273d;border:1px solid #dfe3ea}.ybcb-rk .cbt-type.is-secured{background:#fdf6ef;color:#8f3f16;border-color:#f0ddc9}.ybcb-rk .cbt-type.is-student{background:#eef6f1;color:#1a5c42;border-color:#c6e2d4}.ybcb-rk .cbt-yes{color:#1a5c42;font-weight:800}.ybcb-rk .cbt-score strong{font-size:16px;color:#0b1524}.ybcb-rk .cbt-cta{white-space:nowrap}.ybcb-rk .cbt-apply{display:inline-flex;align-items:center;justify-content:center;background:#b4531f;color:#fff;font-size:13px;font-weight:800;text-decoration:none;padding:9px 12px;border-radius:9px}.ybcb-rk .cbt-apply:hover{background:#8f3f16;color:#fff}.ybcb-rk .rk-note{font-size:12.5px;color:#5a6472;line-height:1.6;margin-top:12px}.ybcb-rk .rk-box{background:#fdf6ef;border:1px solid #f0ddc9;border-radius:14px;padding:16px 20px;margin:22px 0}.ybcb-rk .rk-box p:last-child{margin-bottom:0}.ybcb-rk .rk-faq{display:flex;flex-direction:column;gap:12px;margin-top:14px}.ybcb-rk .rk-faq-item{background:#fdf6ef;border:1px solid #f0ddc9;border-radius:12px;padding:16px 20px}.ybcb-rk .rk-faq-q{font-size:15.5px;font-weight:800;color:#14181f;margin:0 0 6px}.ybcb-rk .rk-faq-a{font-size:14.5px;line-height:1.6;color:#5a6472;margin:0}.ybcb-rk .rk-links{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:10px;margin:12px 0 0;padding:0;list-style:none}.ybcb-rk .rk-links li{margin:0}.ybcb-rk .rk-links a{display:block;background:#fff;border:1px solid #dfe3ea;border-radius:12px;padding:12px 14px;font-size:14px;font-weight:700;color:#0b1524;text-decoration:none}.ybcb-rk .rk-links a:hover{border-color:#b4531f;color:#8f3f16}@media(max-width:760px){.ybcb-rk .rk-hero{padding:30px 20px}.ybcb-rk .rk-stats{grid-template-columns:repeat(2,minmax(0,1fr))}.ybcb-rk .cbt-wrap{border:none;background:none;overflow:visible}.ybcb-rk .cbt thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.ybcb-rk .cbt,.ybcb-rk .cbt tbody,.ybcb-rk .cbt tr,.ybcb-rk .cbt td{display:block;width:100%}.ybcb-rk .cbt tr{background:#fff;border:1px solid #dfe3ea;border-radius:14px;padding:12px 14px;margin:0 0 12px}.ybcb-rk .cbt td{border:none;padding:4px 0;display:flex;justify-content:space-between;gap:12px;text-align:right}.ybcb-rk .cbt td:before{content:attr(data-l);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;color:#6b7585;text-align:left;flex:0 0 auto}.ybcb-rk .cbt td.cbt-card,.ybcb-rk .cbt td.cbt-cta{display:block;text-align:left}.ybcb-rk .cbt td.cbt-card:before,.ybcb-rk .cbt td.cbt-cta:before{content:none}.ybcb-rk .cbt td.cbt-rank{display:inline-block;width:auto}.ybcb-rk .cbt td.cbt-rank:before{content:none}.ybcb-rk .cbt-cta{padding-top:10px!important;white-space:normal}.ybcb-rk .cbt-apply{width:100%;padding:12px}}.ybcb-doc .tbl-wrap{overflow-x:auto;margin:0 0 18px}.ybcb-doc .tbl-wrap .tbl{margin:0}@media(max-width:560px){.ybcb-doc .tbl th,.ybcb-doc .tbl td{padding:7px 5px;font-size:13px}.ybcb-doc .tbl th{font-size:10.5px;letter-spacing:.02em}}.ycb-top3-row.ycb-top3-win{flex-wrap:wrap;align-items:flex-start;padding:14px 14px 12px;background:linear-gradient(135deg,#fbbf2433,#fbbf2412);border-color:#fbbf2459;box-shadow:inset 4px 0 #fbbf24}.ycb-top3-row.ycb-top3-win:hover{background:linear-gradient(135deg,#fbbf2447,#fbbf241f);border-color:#fbbf248c}.ycb-top3-k{flex:0 0 100%;display:block;font-size:10.5px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:#fcd34d;margin-bottom:2px}.ycb-top3-win .ycb-top3-wr{flex:1 1 100%;display:flex;align-items:flex-start;justify-content:space-between;gap:12px;min-width:0}.ycb-top3-win .ycb-top3-name{font-size:19px;line-height:1.2;overflow-wrap:anywhere}.ycb-top3-win .ycb-top3-wv{text-align:right;flex:none}.ycb-top3-win .ycb-top3-score{display:block;font-size:34px;line-height:1;color:#fff}.ycb-top3-win .ycb-top3-apply{flex:0 0 100%;display:flex;justify-content:center;box-sizing:border-box;margin-top:10px;padding:9px 12px;border-radius:999px;background:#fbbf24;color:#0b1f3a;font-size:13px;font-weight:800}.ycb-top3-win .ycb-top3-apply:after{content:"\a0\2192"}.ycb-top3-win:hover .ycb-top3-apply{background:#fcd34d}#ybcb-build .ybcb-sc.yb-rank-1,#ybcb-build .ybcb-sc.yb-rank-2,#ybcb-build .ybcb-sc.yb-rank-3{position:relative;overflow:hidden}.ybcb-sc.yb-rank-1:before,.ybcb-sc.yb-rank-2:before,.ybcb-sc.yb-rank-3:before{content:"";position:absolute;left:0;top:0;bottom:0;width:6px;z-index:2}#ybcb-build .ybcb-sc.yb-rank-1{border:2.5px solid #f59e0b!important;background:linear-gradient(180deg,#fffbeb,#fff 70%)!important;box-shadow:0 0 0 4px #f59e0b29,0 10px 28px #d9770629!important}#ybcb-build .ybcb-sc.yb-rank-2{border:2px solid #94a3b8!important;background:linear-gradient(180deg,#f1f5f9,#fff 70%)!important}#ybcb-build .ybcb-sc.yb-rank-3{border:2px solid #d97757!important;background:linear-gradient(180deg,#fff7ed,#fff 70%)!important}.ybcb-sc.yb-rank-1:before{background:#f59e0b}.ybcb-sc.yb-rank-2:before{background:#94a3b8}.ybcb-sc.yb-rank-3:before{background:#d97757}#ybcb-build .yb-rank-1 .ybcb-sc-rank,.ybcb-rk tr.yb-rank-1 .cbt-rank{background:linear-gradient(135deg,#f59e0b,#d97706)!important;color:#fff!important}#ybcb-build .yb-rank-2 .ybcb-sc-rank,.ybcb-rk tr.yb-rank-2 .cbt-rank{background:linear-gradient(135deg,#94a3b8,#64748b)!important;color:#fff!important}#ybcb-build .yb-rank-3 .ybcb-sc-rank,.ybcb-rk tr.yb-rank-3 .cbt-rank{background:linear-gradient(135deg,#d97757,#b45309)!important;color:#fff!important}.yb-rank-1 .ybcb-sc-rank:before,.ybcb-rk tr.yb-rank-1 .cbt-rank:before{content:"\2605\a0"}.ybcb-rk tr.yb-rank-1 .cbt-rank,.ybcb-rk tr.yb-rank-2 .cbt-rank,.ybcb-rk tr.yb-rank-3 .cbt-rank{display:inline-block;border-radius:999px;padding:2px 10px;font-size:12px;line-height:1.5}.ybcb-rk tr.yb-rank-1>td{background:#fef3c7!important}.ybcb-rk tr.yb-rank-2>td{background:#f1f5f9!important}.ybcb-rk tr.yb-rank-3>td{background:#ffedd5!important}.ybcb-rk tr.yb-rank-1>td:first-child{box-shadow:inset 6px 0 #f59e0b}.ybcb-rk tr.yb-rank-2>td:first-child{box-shadow:inset 6px 0 #94a3b8}.ybcb-rk tr.yb-rank-3>td:first-child{box-shadow:inset 6px 0 #d97757}@media(max-width:760px){.ybcb-rk .cbt tr.yb-rank-1{border:2.5px solid #f59e0b;box-shadow:inset 6px 0 #f59e0b,0 0 0 4px #f59e0b29}.ybcb-rk .cbt tr.yb-rank-2{border:2px solid #94a3b8;box-shadow:inset 6px 0 #94a3b8}.ybcb-rk .cbt tr.yb-rank-3{border:2px solid #d97757;box-shadow:inset 6px 0 #d97757}.ybcb-rk .cbt tr.yb-rank-1>td:first-child,.ybcb-rk .cbt tr.yb-rank-2>td:first-child,.ybcb-rk .cbt tr.yb-rank-3>td:first-child{box-shadow:none}.ybcb-rk .cbt tr.yb-rank-1,.ybcb-rk .cbt tr.yb-rank-2,.ybcb-rk .cbt tr.yb-rank-3{padding-left:20px}.ybcb-rk tr.yb-rank-1>td,.ybcb-rk tr.yb-rank-2>td,.ybcb-rk tr.yb-rank-3>td{background:transparent!important}.ybcb-rk .cbt tr.yb-rank-1{background:#fef3c7}.ybcb-rk .cbt tr.yb-rank-2{background:#f1f5f9}.ybcb-rk .cbt tr.yb-rank-3{background:#ffedd5}}#ybcb-build .ybcb-sc{align-self:start}.yb-clamp{max-height:5.2em;overflow:hidden;position:relative;--yb-fade:#fff}.ybcb-sc-bonus.yb-clamp{max-height:calc(5.2em + 18px);--yb-fade:#eef6f1}.yb-clamp:after{content:"";position:absolute;left:0;right:0;bottom:0;height:1.6em;background:linear-gradient(rgba(255,255,255,0),var(--yb-fade));pointer-events:none}.yb-clamp.yb-open,.ybcb-sc-bonus.yb-clamp.yb-open{max-height:none}.yb-clamp.yb-open:after{display:none}.yb-clamp-btn{display:block;margin:-6px 0 0;padding:2px 0;background:none;border:0;font:700 12px/1.4 inherit;font-family:inherit;color:#1d4ed8;cursor:pointer;text-align:left}.yb-clamp-btn:hover{text-decoration:underline}#ybcb-header .ybcb-wordmark .wm-b{font-style:italic}