YourBest Editorial Team
Every guide and ranking on YourBestCreditBuilder is written and reviewed by the YourBest Editorial Team, the in-house team that publishes the YourBest network for ByTheMath.
What we do
We write the site’s credit-building guides (disputes, goodwill letters, collections, rebuilding timelines), maintain the card and credit-builder loan data behind our rankings, and check both before anything is published. The same team runs YourBestCards, YourBestSavings and YourBestLoanRates, so a card or loan is described the same way wherever it appears.
Where our data comes from
- The issuer or lender’s own site. Annual fees, deposits, APRs, rewards and program terms are taken from the card issuer’s or lender’s public pages and terms, never from another comparison site.
- One shared database. Our rankings read the same card and loan database as the rest of the YourBest network. When a fact is corrected there, it is corrected on every page that uses it.
- Laws and bureau rules from the source. Guides about disputes and credit reports are based on the Fair Credit Reporting Act, the Fair Debt Collection Practices Act and the credit bureaus’ and CFPB’s own published guidance.
How we verify it
Our scanner re-checks tracked product pages every day, and a member of the team reviews a detected change before it is applied; nothing is updated automatically from a scan. Pages that rank cards or loans are rebuilt when the underlying data changes, and each ranking shows the date its data was pulled. Guides are re-read when the rules they describe change.
Independence
No one can pay to rank. Rankings come from a published formula (see our methodology). Whether a product has an affiliate or partner link never affects whether it is listed or where it ranks, and advertisers have no say in what we write. We test our ranking pages with and without partner links to confirm the order is identical. How the site is funded is explained in our affiliate disclosure.
Corrections
If we get something wrong, we fix it. Report an error to contact@bythemath.com; our corrections policy explains how fast we act and how material corrections are logged.
What we don’t do
- We don’t sell credit repair, take advance fees or promise a score increase.
- We don’t give individual legal or financial advice. Our content is educational.
- We don’t publish rankings anyone paid for.
Read more: About YourBestCreditBuilder · Editorial policy · Contact